FinTech
The Great Credit Reset: Fintech Surges as Banks Face Existential Threat from 10% Interest Cap
The financial landscape was sent into a tailspin on January 9, 2026, when President Donald Trump announced a sweeping proposal to implement a temporary, one-year 10% cap on all credit card interest rates, effective January 20. The announcement, delivered via social media and followed by a brief press conference, has