
mortgage
Navigating the Mortgage Maze: Your Guide to Credit Scores, Down Payments, and Points in 2025
The dream of homeownership remains a cornerstone of the American ethos, yet for many, it often feels like a complex and ever-shifting landscape. In 2025, with mortgage rates experiencing notable fluctuations and affordability challenges persisting, understanding the critical pillars of home financing—credit scores, down payments, and mortgage points—is