US Economy
The $18 Trillion Debt Wall: American Households Face a Reckoning as Delinquencies Climb
As of January 20, 2026, the American consumer is navigating a financial landscape defined by a staggering milestone: total household debt has officially surged past the $18 trillion mark, settling at a record $18.59 trillion. While the headline figure represents a massive expansion of credit, the underlying data reveals