Home Equity

Federal Reserve

Federal Reserve's October 2025 Rate Cut: A Boon for Home Equity Borrowers as HELOCs See Immediate Savings

Washington D.C. – November 7, 2025 – In a widely anticipated move, the Federal Reserve delivered a significant interest rate cut in October 2025, a decision poised to reverberate throughout the U.S. financial landscape. While the cut aims to stimulate broader economic activity, its immediate and most pronounced impact is

Housing Market

Why This Isn't 2008: Key Differences Between the Current Housing Market and the Great Recession

The specter of the 2008 financial crisis often looms large whenever the housing market faces uncertainty. However, a deep dive into today's real estate landscape reveals a fundamentally different picture, underpinned by significantly stricter lending standards, robust homeowner equity, and a persistent shortage of available homes. These critical