Credit Card Rate Cap

Visa

The Toll Road Resilience: Why Visa and Mastercard Rebounded Amid a White House War on Credit Fees

In a month characterized by aggressive populist shifts in financial policy, the U.S. credit card industry has found itself at the center of a regulatory storm. On January 9, 2026, the administration proposed a radical "emergency mandate" to cap credit card interest rates at 10%, a move

S&P 500 Banking Index

S&P 500 Banking Index Plunges as New Rate Caps and Cost Shocks Hit Wall Street

The banking sector, long considered the bedrock of the post-2024 economic recovery, faced a bruising reality check this week. On January 13, 2026, the S&P 500 Banking Index plummeted by over 1.4%, marking its sharpest decline in months. This sudden retreat comes as a "perfect storm&